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WORKERS’ COMPENSATION

A system of state laws where an employer must pay the lost wages and medical expenses of an employee who is injured on the job.

 

An employee receives certain benefits when they suffer an occupational disease or accidental personal injury arising out of and in the course of employment. Such benefits may include cash or wage-loss benefits, medical and career rehabilitation benefits, and in the case of accidental death of an employee, benefits to dependents.

 

Someone should speak on your behalf, please Contact me today to learn more.

  • WORK-RELATED INJURY

    When an injury at work causes a worker to be unable to do their customary job there are many very difficult decisions that  need to be made.  They may be able to find a different job with their skills, an employer may find a permanent light duty job, or they may be able to find other work by taking classes or getting a certification for work he knows how to do.  In many cases, however, the worker’s career is over because of the injury.  You are left figuring out how to survive and support yourself and your family.

     

    Most people in this situation have to try to piece together an early retirement through Workers’ Compensation Laws, pension or 401(k) and Social Security Disability income.  Some workers have other options as well. Long-term disability insurance, Kentucky Retirement Systems, military pension, or a lawsuit arising from the accident that caused them to become disabled.

     

    Usually a worker will not know they will be unable to return to work until long after the injury happens.  Most injured workers want to return to work.  The doctors keep trying to solve their medical problems and get them back to regular employment.  At some point, however, workers’ compensation will stop paying temporary disability benefits because the worker’s treating doctor, or a doctor hired by the insurance company just to do an examination, says that he is at maximum medical improvement.  At that point, his doctor will say that he has permanent restrictions on his ability to work, and that further medical treatment will not improve his condition.

     

    This is when you contact me.

     

    It is then the injured worker’s responsibility to file and prove a case for permanent disability under the Workers’ Compensation Act and in some cases for Social Security Disability and other benefits.  Sometimes, the workers’ compensation insurance company will offer a settlement, but they rarely offer a settlement representing total disability.  Instead, they will offer a settlement based only on the impairment rating given by the injured worker’s doctor or the company’s examining doctor.  These settlement offers can be substantially less than a total disability award, because an award for partial disability lasts only 425 weeks, or 520 weeks in cases of high impairment, whereas a total disability award under the workers’ compensation law is paid until the workers’ regular Social Security retirement age, which is 66 or older, and can also be paid at a higher rate for higher wage earners.

     

    A worker who is receiving both workers compensation payments and Social Security Disability may be subject to a social security offset.  For this reason, it is important to know the rules imposing this offset before settling a workers’ compensation case.  Long-term disability insurance policies usually contain an offset for both workers’ compensation and Social Security Disability benefits as well.

     

    Unfortunately, workers who have been injured and have been off from work for years frequently lose their union membership and don’t keep in touch with their union leadership. These are the people who need guidance the most, because the decisions they make after a career-ending injury could affect their very survival in later years.

     

    I offer free initial consultations to discuss your work-related injury claim. To schedule yours, please contact me today. I offer flexible office hours and can travel to meet you.  Work-related injury claims are handled on a contingency fee basis. You do not owe attorney fees unless I am able to obtain benefits and compensation on your behalf.*

     

    *Court costs and case expenses will be the responsibility of the Client.

  • WORK-RELATED DEATH

    Losing a loved one is a painful experience that requires time and reflection. When a death happens at work family members are suddenly thrown into a legal battle they were unprepared for. Grieving and healing can be placed by the wayside and replaced with legal documents, medical records, insurance companies and many hassles.  Do not let this happen to you.

     

    As a Kentucky workplace wrongful death attorney, I am dedicated to helping grieving family's during their time of loss. I strive to handle all the legal components of your loved one's death, opening up your time for grieving, healing and spending time with your family.

     

    My name is Peter Naake, and I have been a Louisville fatal work accident attorney for more than 20 years. I represent surviving family members throughout the state of Kentucky who have lost loved ones in fatal work accidents. I provide skilled, compassionate assistance by seeking workers' compensation survivors benefits.

     

    Did Your Family Member Die From a Workplace Accident or Illness?

     

    As your Kentucky workplace wrongful death lawyer, I can help if you are the surviving spouse, child or parent. I understand there is no amount of financial compensation that can replace your loss. However, financial compensation can help your family adjust to the loss of income. Under Kentucky's workers' compensation laws, you can seek survivors benefits, a lump sum death benefit and increased benefits if safety violations were found to have contributed to your loved one's death. If a third party was responsible for the death of your loved one, you can seek wrongful death benefits from those at fault.

     

    With skill and great care, my law firm handles fatal work accident claims involving:

     

    • Car wrecks
    • Crushes by falling booms and cranes
    • Electrocutions
    • Explosions
    • Falls
    • Heart attacks
    • Occupational diseases, including mesothelioma, toxic chemicals and cancer-causing agents

     

    I offer free initial consultation to discuss your fatal work accident claim. To schedule yours contact me today.  I offer flexible office hours and can travel to meet you. Fatal work accident claims are handled on a contingency fee basis. You do not owe attorney fees unless I am able to obtain benefits and compensation on your behalf.*

     

    *Court costs and case expenses will be the responsibility of the Client.

  • SOCIAL SECURITY DISABILITY

    Social Security Disability (SSD) benefits are government benefits. The Social Security Administration (SSA) oversees the SSD benefits program. Generally, if an injury or illness prevents you from working for one year or more, and if you have paid into the SSD program, you should be eligible for SSD benefits. However, obtaining SSD benefits is often an uphill battle. In fact, the vast majority of SSD claimants are denied after their initial application.

     

    If you have been denied Social Security Disability benefits, do not give up. Rather, turn to a skilled Kentucky SSD claims attorney who can protect your rights to obtaining benefits.

     

    My name is Peter Naake, and I have been a Louisville Social Security Disability attorney for more than 20 years. I represent workers throughout the state of Kentucky who are unable to return to work for a year or more.

     

    Were You Denied SSD Benefits?

     

    I am well versed in the reasons SSA denies initial applications. These reasons include:

    • Insufficient medical proof
    • Impairment is not considered severe
    • Impairment is the result of alcohol or drug addiction
    • Impairment is not expected to last more than one year
    • Ability to perform usual type of work is unaffected
    • Ability to perform another type of work is unaffected
    • Failure to take prescribed medication
    • Return to work while SSD claims application is pending

     

    I provide full representation throughout the SSD claims process. From initial denial to an appeal, I can protect your rights to the benefits you need. As your workers' compensation attorney, I will already have access to your medical records. I will already have developed evidence in your workers' compensation case. I use this knowledge to fuel your SSD case and ensure you reach a prompt and cost-effective resolution.

     

    If you are receiving both workers' compensation payments and Social Security Disability benefits, you may be subject to a Social Security offset. It is important to know the rules imposing this offset before settling a workers' compensation case. Long-term disability insurance policies usually contain an offset for both workers' compensation and Social Security Disability benefits as well.

     

    I offer free initial consultations to discuss your Social Security Disability claim. To schedule yours contact me today. I offer flexible office hours and can travel to meet you.  Social Security Disability claims are handled on a contingency fee basis. You do not owe attorney fees unless I am able to obtain benefits and compensation on your behalf.*

     

    *Court costs and case expenses will be the responsibility of the Client.

  • SUBCONTRACTOR OR THIRD PARTY WORK RELATED INJURY

    When you are injured at work, you can seek workers’ compensation benefits. When you are injured at work due to the negligence of a third party, you can seek additional compensation in a third-party liability claim. As a Kentucky subcontractor liability attorney, I frequently handle third-party claims involving construction site accidents and car accidents.

     

    My name is Peter Naake, and I have been a Louisville third-party liability attorney for more than 20 years. I represent injured workers throughout the state of Kentucky who have been injured by negligent third parties. Whether you were injured while working at a construction site or while driving a vehicle for your job, I can help.

     

    Do You Need Assistance with a Third-Party Claim?

     

    As a Kentucky subcontractor liability lawyer, I can diligently seek pain and suffering as well as 100 percent of your wage loss. While there are many types of third-party claims involving work accidents, my law firm commonly handles the following types:

     

    • Construction site accidents: If an accident occurs because someone other than the employer or general contractor was at fault for the injury, such as a subcontractor using unsafe practices, an injured employee can sue the third-party contractor for full damages.
    •  
    • Work-related car accidents: Were you injured while driving for work? Whether you are a delivery truck driver, a courier or were driving in another role, you may have a third-party liability claim. These cases can be highly complex due to insurance laws and subrogation interests against tort cases. As a highly skilled attorney, I can effectively handle the complexities of your claim.

     

    My law firm provides full representation in the workers' compensation as well as third-party components of your claim. I strive to maximize your benefits and will even seek Social Security Disability benefits if applicable.

     

    I offer free initial consultations to discuss your third-party injury claim. To schedule yours contact me today.  I offer flexible office hours and can travel to meet you. Third-party injury claims are handled on a contingency fee basis. You do not owe attorney fees unless I am able to obtain benefits and compensation on your behalf.*

     

    *Court costs and case expenses will be the responsibility of the Client.

  • WORKPLACE SAFETY VIOLATIONS

    Employers must comply with Occupational Safety and Health Administration (OSHA) regulations. Under OSHA regulations, employers must provide safe working conditions, proper training, safe equipment, adequate ventilation and other safety measures. When employers fail to provide safe workplaces, employees can sustain serious injury or death. As a Kentucky OSHA violation attorney, I am knowledgeable about OSHA regulations, compliance and the role of employers.

     

    My name is Peter Naake, and I have been a Louisville workplace safety violation attorney for more than 25 years. I represent injured workers and surviving family members throughout the state of Kentucky. I provide skilled, effective, client-driven services.

     

    Were You Injured Because of Unsafe Working Conditions?

     

    As a Kentucky OSHA violation lawyer, I have extensive experience handling workers’ compensation claims where employers have failed to follow OSHA regulations. Examples of safety violations and injuries include:

     

    • Failure to tie off when working at high elevations due to lack of safety programs
    • Falls from unprotected heights
    • Scaffolding injuries due to lack of safety procedures
    • Ladder collapses
    • No competent safety supervisor on job site
    • Unsafe equipment — including removing safety features from heavy machinery

     

    It is not uncommon for the worker to be blamed for the accident, when in fact the accident was caused by an OSHA violation. I have developed a strong network of experts, including OSHA safety experts, that can identify the employer's lack of safety provisions. Under Kentucky law, if your employer has violated a safety law, your benefits could be increased by 30 percent.

     

    Contact My Louisville, Kentucky, Workplace Safety Violation Law Firm

     

    I offer free initial consultations to discuss your workplace safety violation claim. To schedule yours contact me today.  I offer flexible office hours and can travel to meet you. Workplace safety violation claims are handled on a contingency fee basis. You do not owe attorney fees unless I am able to obtain benefits and compensation on your behalf.*

     

    *Court costs and case expenses will be the responsibility of the Client.

  • WORK-RELATED ILLNESS

    Under the Occupational Health and Safety Act, occupational illness is defined as a condition that results from exposure in a workplace to a physical, chemical or biological agent to the extent that the normal physiological mechanisms are affected and the health of the worker is impaired.

     

    When an illness from working conditions lowers your quality of life you have rights.  Take the added stress medical bills and figuring out how to survive and support yourself and your family while you are ill off your plate and put it onto mine.  Call today to begin a discussion about your work related illness.

     

    I offer free initial consultations to discuss work related illness. To schedule yours, please contact me today.  I offer flexible office hours and can travel to meet you.  Work-related illness claims are handled on a contingency fee basis.  You do not owe attorney fees unless I am able to obtain benefits and compensation on your behalf.*

     

    *Court costs and case expenses will be the responsibility of the Client.

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